Don't Back Down

Posted by Chad Everett on February 18, 2005

Possible Opt Out Procedure »

From Rod, a note about the optoutprescreen.com service offered by the credit bureaus. For what it's worth, the site doesn't seem to work if you click a link. Just type it in your address bar and you should be good to go.

So is it real? I dunno. It seems pretty legit, but I looked briefly through the sites of a couple of credit bureaus and they didn't mention it. I called the Credit Reporting Industry Opt Out Hotline (888-5-OPT-OUT), and their recorded message tells you about the page. That's promising.

I also found this thread, which contains the detail from someone who dug a bit deeper than I, and that information seems to indicate that the site is legit. I've also seen reports that you can leave out your social, and it doesn't appear to be required, but I'm wondering how well they would match up your records if you don't include it.